Platform

The platform follows the treaty's own life.

Seven working parts, one evidentiary spine. Like the document it serves, the tour is set out in articles.

Article I

Treaty authoring

The treaty enters the system as structured terms, not a PDF to be re-typed.

Quota share, surplus, coinsurance, ModCo and funds-withheld structures with their own term schemas
Cession rates, commission scales, limits, exclusions and special clauses captured as executable data
Versioned wordings with drafting status, review and approval steps
Terms drive everything downstream — settlement math reads the treaty, not a config file

Article II

Bordereaux come in; validated, structure-aware accounts come out.

Premium and claims bordereaux ingestion with data-quality checks on arrival
Net settlement computed by structure — each treaty type settles by its own arithmetic
Technical-account reconciliation: premium, claims, commission and expense components tie out
Every computed line keeps a reference to the rows and clauses it derives from

Article III

From notification to recovery, with the aging visible.

Claims registered against treaty and cedent with status workflow
Recoverables tracked and aged by counterparty
Case reserves and IBNR carried distinctly, visible to the actuary and to finance
Large-loss review path with sign-off separation

Article IV

An economic-balance-sheet view the actuary can interrogate line by line.

Technical provisions presented as best-estimate liability plus risk margin
Capital coverage monitored as eligible capital over the required-capital measure
Scenario and sensitivity views for board and supervisory-dialogue preparation
Figures are oriented to the Bermuda Economic Balance Sheet (EBS) framework and labelled illustrative in the demo — the derivation chain behind each is one click away

Article V

A close that knows its owners, its order and its evidence.

Close calendar with tasks, owners, dependencies and sign-offs
GL journals generated from settled accounts, traceable back to source rows
Board-pack and disclosure-style reporting surfaces assembled from the same governed figures
IFRS 17-style presentation of reinsurance results in the demo dataset (illustrative)

Article VI

Controls enforced by the system, so the evidence writes itself.

Role-based workspaces: each role sees the workspace its job needs, and only that
Segregation of duties in the workflow — maker–checker where money or terms move
Append-only audit trail with author, reason and timestamp on every override
Lineage from any reported figure down to journals, bordereau rows and treaty clauses

Article VII

The counterparty works in the same system of record — not over email.

Cedents upload bordereaux and submissions through their own branded portal
Validation feedback returns to the cedent immediately, before accounts are struck
Shared claims and settlement visibility, scoped to the cedent's own treaties
Messaging and history kept with the records they concern

The demo runs the fictional Meridian Re dataset end to end — demo credentials are issued for arranged evaluation sessions.